A person may lack capacity to manage investments while retaining capacity to choose where to live or who visits. Capacity is assessed for a particular decision at a particular time, usually by a clinician.
A dementia diagnosis alone does not mean someone lacks capacity.
Why it matters
Documents signed after capacity is lost can be challenged, and assuming someone has lost it removes rights they still hold.
Questions people ask
What is capacity in dementia?
Capacity is a person's ability to make a specific decision, such as consenting to treatment, managing money or making a will. A 2016 review in the Annals of Indian Academy of Neurology explains that clinicians assess capacity for a particular decision, while competency is a broader legal finding made by a judge. Dementia can affect capacity, but a diagnosis alone doesn't settle the question.
Does a person with dementia have legal capacity?
Often, especially early on. The Alzheimer's Association defines legal capacity as the ability to understand and appreciate the consequences of one's actions and make rational decisions. It says the person keeps the right to make their own decisions as long as they have legal capacity, and should take part in legal planning while they can. The level needed can vary from one document to another.
How is capacity assessed in dementia?
A clinician usually interviews the person directly with open-ended questions about the decision at hand. A 2016 review in the Annals of Indian Academy of Neurology names four abilities checked: understanding the information, communicating a choice, appreciating how it applies to them, and reasoning through options. Each assessment covers one specific decision, not the person's abilities in general. A simple cognitive test may be used alongside.
Can someone with dementia change their will?
Possibly, if they still have testamentary capacity. A 2016 review in the Annals of Indian Academy of Neurology describes this as understanding what making a will means, the extent of their property, the consequences of their choices and who might expect to inherit. It is judged for the specific situation, and evaluators ask why the person wants to change an existing will. An elder law attorney can advise.
Can capacity fluctuate in dementia?
Yes, a person's ability to decide can vary from day to day. A 2016 review in the Annals of Indian Academy of Neurology says clinicians should take lucid intervals into account, and that capacity assessments are generally done over two or three sessions a few days apart to make sure answers are consistent. Clinicians are also urged to give the person enough time and information to decide.
Sources
Where to check this, and where to read more. All external and all authoritative.
- American Bar Association, Commission on Law and Aging
- National Institute on Aging: Advance care planning
- Capacity issues and decision-making in dementia, Ann Indian Acad Neurol 2016 (PMC)
- Alzheimer's Association: Planning ahead for legal matters
Capacity where you live
The local guide on this, for each city we cover.
- Baltimore, MD
- Boston, MA
- Buffalo, NY
- Charlotte, NC
- Chicago, IL
- Columbus, OH
- Dallas, TX
- Denver, CO
- Detroit, MI
- Houston, TX
- Los Angeles, CA
- Memphis, TN
- Milwaukee, WI
- New York, NY
- Philadelphia, PA
- Phoenix, AZ
- San Antonio, TX
- San Diego, CA
- Seattle, WA
- Tucson, AZ