Memphis, TN · Updated

What In-Home Dementia Care Involves in Memphis

In-home dementia care in Memphis places a trained caregiver in the home to help with daily routines, safety, and companionship so a person with memory loss can stay in familiar surroundings.

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Memphis at a glanceCensus figures verified August 27, 2026. All Memphis dementia statistics
Residents aged 65 and over88,932Census ACS
Residents aged 85 and over8,451Census ACS
Older adults (65+) living alone32,761Census ACS
Median household income$51,211Census ACS
In-home companion care with us$22 to $32 an hourOur rate
Tennessee Medicaid home care programCHOICESState program

How Many Older Adults Live in Memphis?

Memphis has 88,932 residents age 65 and older, 8,451 residents age 85 and older, and 32,761 seniors living alone, with a city median household income of $51,211, according to the U.S. Census Bureau American Community Survey.

Those city figures do not tell us how many people have dementia, but they do show a large older population, including many people who live alone. Families often look for in-home help when memory changes make meals, medications, or evenings harder to manage between visits. For more local context, see our Memphis care guide.

What In-Home Dementia Care Involves

In-home dementia care involves scheduled visits or live-in support in the person's own house or apartment, focused on familiar routines, safety, and help with tasks that memory loss has made harder.

Caregivers may provide companion care such as conversation, shared meals, and gentle reminders that keep the day on track. When bathing, dressing, toileting, or mobility need hands-on help, personal care covers those tasks while protecting privacy and dignity.

Memory care at home emphasizes consistent cues, reduced clutter and confusion, and supervision matched to what the person can still do. Some households need 24-hour live-in care when it is no longer safe to leave someone unattended overnight.

Family members often need a break. Respite care brings in a substitute caregiver so a spouse or adult child can rest, work, or keep their own appointments. After a hospital stay, hospital discharge care can steady the first days at home, when new instructions, weakness, and medications are easy to mix up.

Who In-Home Dementia Care Is For

In-home dementia care is for Memphis adults living with Alzheimer's disease or another form of dementia, and for the family members who want that person to remain at home with reliable help.

The Centers for Disease Control and Prevention describes dementia as a general term for the impaired ability to remember, think, or make decisions that interferes with everyday activities, and notes that Alzheimer's disease is the most common type of dementia.

This kind of care can fit someone who still lives independently but misses meals or doses, a couple in which one spouse is exhausted from overnight supervision, or an adult child coordinating support from across town. It can also help when the goal is to delay a move to a residential setting, as long as the home can be kept reasonably safe.

Nothing on this page is a diagnosis or a treatment plan. Medical questions belong with the person's own clinicians. Families who want to learn about Alzheimer's research can find Alzheimer's Disease Research Centers through the National Institute on Aging.

How Free Caregiver Matching Works

Free caregiver matching works by learning what a Memphis household needs, then introducing caregivers whose skills, schedule, and temperament fit that home, with no fee to run the match itself.

Families typically describe the daily routine, the kinds of memory changes they see, preferred hours, and any language or personality preferences. Matching staff then present caregiver options so the family can choose who comes into the home.

There is no obligation to start care after an introduction. Once a caregiver is selected, visits can be a few hours a week or a fuller schedule, and the plan can change as needs change.

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Paying for In-Home Dementia Care in Memphis

Paying for in-home dementia care in Memphis may involve private payment, long-term care insurance, family cost-sharing, or, for people who qualify, Tennessee's Medicaid long-term care program known as TennCare CHOICES.

CHOICES is administered by the Division of TennCare and delivered through managed care organizations, with Area Agencies on Aging and Disability (AAAD) offices helping with applications. You can learn more about TennCare CHOICES on the state's program page.

CHOICES has three enrollment groups with different services. Group 2 covers home- and community-based services and has an active waitlist, so applying as early as possible is recommended.

Financial rules include an asset limit of $2,000 for a single applicant and $3,000 when both spouses are applying. There is a 60-month (5-year) look-back period on asset transfers.

Eligibility also depends on a Nursing Facility Level of Care (NFLOC) determination. That review looks at Activities of Daily Living, Instrumental Activities of Daily Living, and cognitive or behavioral factors. Alzheimer's disease and other dementias can be part of that picture, but a dementia diagnosis alone does not guarantee an NFLOC designation. Tennessee does not use a separate, lower threshold specifically for dementia.

If you are not already enrolled in TennCare, contact your local Area Agency on Aging and Disability, or call 1-866-836-6678 to be directed to the nearest AAAD. Current TennCare members apply for CHOICES through their assigned health plan. TennCare Connect can also be reached at 1-855-259-0701.

Frequently Asked Questions

Can someone with dementia stay at home in Memphis?

Many people with dementia remain at home with a mix of family support and in-home caregivers. Safety, nighttime supervision, and caregiver stamina all matter. Companion visits may be enough at first, while memory care at home or 24-hour live-in care can be added if it becomes unsafe to leave the person alone.

Does TennCare CHOICES pay for in-home dementia care?

CHOICES can help pay for home- and community-based services if the person meets both financial rules and a Nursing Facility Level of Care standard. A dementia diagnosis by itself does not guarantee eligibility, because Tennessee does not use a separate, lower threshold just for dementia.

How do I apply for CHOICES if I live in Memphis?

If you are not already on TennCare, contact your local Area Agency on Aging and Disability, or call 1-866-836-6678 to reach the nearest AAAD. Current TennCare members apply through their assigned health plan. TennCare Connect is also available at 1-855-259-0701.

What is the difference between companion care and personal care?

Companion care focuses on presence, conversation, meals, and reminders. Personal care adds hands-on help with bathing, dressing, toileting, and similar daily tasks. Many Memphis families use a mix of both as needs change.

Where can I read more about care options in Memphis?

Start with our Memphis city care guide for local orientation, then review memory care at home, respite, and related services if you already know the type of help you need.

Sources referenced on this page (click through for the original material): data.census.gov · www.cdc.gov · www.nia.nih.gov · www.tn.gov

What it costs

$22 to $32 an hour in Memphis

The rate depends on the care needed. Matching and caregiver video profiles are free, and the rate, the hours and anything extra are set out in writing before the first visit.

20 hours a week
$1,905 to $2,771 a month
40 hours a week
$3,810 to $5,542 a month

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The full cost breakdown for Memphis →

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